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It is expected that every person who opens an account at bank by eating
a supper there shall buy a number of "shad," but not with the view of
taking them home to show to his wife and children. Yet it is not an
uncommon thing for persons of a stingy and ungrateful disposition to
spend most of their time in these benevolent institutions without ever
spending so much as a dollar for "shad," but eating, drinking, and
smoking, and particularly drinking, to the best of their ability. This
reprehensible practice is known familiarly in Washington as "bucking
ag'inst the sideboard," and is thought by some to be the safest mode of
doing business at bank.
The presiding officer is never called President. He is called
"Dealer,"--perhaps from the circumstance of his dealing in ivory,--and
is not looked up to and worshipped as the influential man of
banking-houses is generally. On. the contrary, he is for the most part
condemned by his best customers, whose heart's desire and prayer are to
break his bank and ruin him utterly.


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