~Insane Asylums.~--See "_Lunacy_."
~Insurance.~--In 1782 a duty of 1s. 6d. per cent, was levied on all fire
insurances, which was raised to 2s. in 1797, to 2s. 6d. in 1804. and to
3s. in 1815, remaining at that until 1865, when it was lowered to 1s.
6d., being removed altogether in 1869. Farming stock was exempted in
1833, and workmen's tools in 1860.
~Insurance Companies.~--Their name is legion, their agents are a
multitude, and a list of their officers would fill a book. You can
insure your own life, or your wife's, or your children's or anybody
else's, in whose existence you may have a beneficial interest, and there
are a hundred officers ready to receive the premiums. If you are
journeying, the Railway Passengers' Accident Co. will be glad to
guarantee your family a solatium in case you and your train come to
grief, and though it is not more than one in half-a-million that meets
with an accident on the line, the penny for a ticket, when at the
booking office, will be well expended. Do you employ clerks, there are
several Guarantee Societies who will secure you against loss by
defalcation. Shopkeepers and others will do well to insure their glass
against breakage, and all and everyone should pay into a "General
Accident" Association, for broken limbs, like broken glass, cannot be
foreseen or prevented.
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